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california mortgage information

California Mortgage Interest Rates

California mortgage interest ratesPlease note that rates are posted M-F during the normal work week. Holidays and weekends are excluded.

If you are interested in receiving more information about our mortgage services please let us know. If you would like to know more about our loan programs and you wish to apply for a loan online please visit our loan application page.


Interest Rate data for 01/25/2012

Loan Type
Rates
Market Trend
Conv 30 yr fixed 3.875%
Up
Conv 5/1 ARM 3.5% (fixed for 5 yrs, then adjustable)
Lower
Conv 3/1 ARM 3.25% (fixed for 3 yrs, then adjustable)
Steady
Jumbo 30 yr fixed 4.750%
Steady
Jumbo 5/1 ARM 3.625%(2 points cost)
Steady
FHA/VA 30 yr fixed 3.750%
Steady
FHA 3 yr ARM 3.5% (adjustable 1%/yr,5% max)
Lower
Flex 97 Not Available
NA

Rates based on purchase transaction, loan amount of $150,000, 80% LTV, O/O, SFH, quoted with 1% origination fee, 30-day lock. Rates and terms are subject to change without notice. Equal Housing Opportunity Lender. * Restrictions may apply and quotes subject to loan approval.  Rates fluctuate several times a day depending upon the market. Please check back often.


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